Why We Matter
The social and economic impact of responsible non-bank lending in the Western Balkans.
Western Balkans Alliance Conference for the Microfinance SectorLending
Lending
Reimagined
ChallengesOpportunitiesSolutionsInclusion
24–25 September 2026
Skopje, North Macedonia
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The trailer
Where the region comes together.
Two days of conversations about the future of lending.
MicroBalkans 26 · Skopje, 24–25 September 2026
200+
Delegates · lenders · banks · fintech · IT · investors
15+
Countries · Western Balkans & beyond
15
Sessions · panels · firesides · keynote · research
3rd
Edition · Sarajevo · Dubrovnik · Skopje
The Conversation
Key Themes
Digital Lending
Technology, data and innovation reshaping client experiences in practice — what actually works in our markets.
SME Lending
Unlocking the missing middle — product design, scoring and guarantee schemes for small business credit.
Funding & Capital
Where capital comes from — DFIs, institutional investors, securitization, forward flow and beyond.
Regulation & EU
Navigating CCD II, the AI Act, APR caps and the regulatory wave coming in 2027.
Collections & Trust
Building trust and effective collections in a digital world — earning the licence to operate.
Two Days · Skopje
Agenda Preview
- 08:30 – 09:00
Registration & Welcome Coffee
Badge collection and coffee.
- 09:00 – 09:45
Opening Ceremony
- 09:45 – 10:45
PANEL 1 — Why We Matter: The Role of Non-Bank Lending in the Western Balkans
A manifesto panel: making the case for why non-bank lenders are essential to the regional economy.
- 10:45 – 10:55
Group Photo
All participants — in the main hall, immediately before the coffee break.
- 10:55 – 11:15
Coffee Break
- 11:15 – 12:15
PANEL 2 — Digital Lending in Practice: What Actually Works in Our Markets
Honest conversation about digitization — what’s deployed, what flopped, what’s next.
Latest news
View all newsFrom the conference desk
financial inclusionwomen entrepreneurs
How new financing models can help women turn ideas into businesses
Women account for a third of business owners in the EU and access to finance is one of their main barriers. How new financing models, and MicroBalkans 26, can help close the gap.
MicroBalkans Organising Committee
SME financemicrofinance
How microfinance can give businesses a new beginning
For a small business, access to capital decides whether an idea stays on paper. Why microfinance, digital tools and financial capability belong together, and why they are on the MicroBalkans 26 agenda.
MicroBalkans Organising Committee
interviewNBFI Group
Nikola Josevski on building better channels for capital to reach the economy
Ahead of MicroBalkans 26, the President of the NBFI Group talks to Denar about the sector’s next phase, trust, artificial intelligence in lending and why regional cooperation matters.
Denar
Organized by
NBFI Group of North Macedonia
at the Economic Chamber of North Macedonia
Co-organized with the Western Balkans Alliance
- AMFI·Bosnia and Herzegovina
- AMA·Albania
- AMI·Montenegro
- AMIK·Kosovo
- CACU·Croatia
- Instant Factoring·Serbia
See full organizer & co-organizer details →
In partnership with
